Identity Theft 4

What To Do If Your Identity Was Stolen

You must file a police report the minute you think that your identity has been stolen. Then if you are currently in foster care contact your lawyer.

If you are a current or former foster youth whose identity was stolen, please call the Alliance for Children’s Rights at 1- (213) 368-6010 and ask to speak to the Director of the Next Step Program.  The Next Step Program provides assistance with identity theft for foster youth ages 18-24.

Check your credit, if you do not know how to ask your social worker to help.

If you’re 18, your credit report will list all of the accounts that have ever been opened under your name and your Social Security number.  When you receive your credit report, check for unusual accounts or activity, unknown addresses, and unknown places of employment.  These can all be clues that you are a victim of identity theft.

TIP: Because credit reporting agencies do not knowingly create credit files on minors, youth under the age of 18 should not even have a credit report on file. This means that, if you’re under 18, any system running a credit check on you shouldn’t be able to find a file at all!  If you do have something on file, it might mean that you’ve been a victim of identity theft.

You are entitled to receive one free credit report per year from each of the three credit reporting agencies (Experian, Equifax, and TransUnion).  For example, you can request one credit report from Experian in April at, a second credit report from Equifax in August at, and a third credit report from TransUnion in December at  The benefit of doing this is that you can monitor your credit all year long and be notified of any fraudulent activity early on.  Remember that you can get copies of your credit report for free.  Beware of companies or people that want to charge you for copies of your credit report!